How to Avoid and Stop Foreclosure

Danny Johnson August 22, 2016 1,140 Responses

Facing Foreclosure?

Has your ARM reset to a rate you can’t afford? Have you experienced some sort of financial setback? Are you a veteran facing foreclosure in San Antonio, TX?

How to Avoid and Stop Foreclosure?

Don’t worry – you don’t have to foreclose your home. I have a fast solution to your problem! In this article you will learn how to stop home foreclosure proceedings, how to avoid them and how to get help from the government, including help for veterans. We will closely look at all processes and help you get back on track fast.

But first thing’s first.

What is foreclosure?

Foreclosure is an auction which occurs when the homeowner fails to pay the mortgage. If it can’t be sold at an auction, it becomes a part of the lending institution.

Types of foreclosure

Zillow identifies two types of foreclosure – judicial and non-judicial

Judicial Foreclosure:

  • A civil lawsuit is formed against the borrower.
  • Everything is handled by the legal court system.
  • A notice of pendency is performed.
  • The court agrees or disagrees on the lender’s decision of foreclosure.
  • The notice of sale is published.
  • The process takes from 4 to 8 months.

Avoid foreclosure in San Antonio, Texas width=

Non-Judicial Foreclosure:

  • A deed of trust conveys an interest in real property to a third party to hold as security for repayment of a debt.
  • The trustee is able to begin foreclosure.
  • Notice of Default is recorded and the borrower is given a deadline to repay what he owes or object.
  • A Notice of Trusteee’s Sale is recorded and the auction is decided on.
  • The process takes up to 12 months.

How to avoid foreclosure?

If you have current difficulty in paying your mortgage, contact your loan servicer immediately. Federal Deposit Insurance Corporation states that you have to make sure you work directly with your servicer or counseling agency. Offers which are too good to be true are usually a scam. Stay safe and trust only reputable services.

You should also carefully study your budget – track your expenses and see which spendings you can minimize.

Foreclosure advice

How to get help from the government

U.S department of Housing and Urban Development presented several programs, implemented by The Obama Administration, which will help you avoid foreclosure. The list includes Making Home Affordable © (MHA) Program. Its strategy is to “help homeowners avoid foreclosure, stabilize the country’s housing market, and improve the nation’s economy.” Companies like Federal Deposit Insurance Corporation also work towards helping you make easy and affordable repayments to your home.

Avoid foreclosure and get fast cash for your San Antonio house. We can make you a fair cash offer within 24 hours!

How to stop foreclosure?

UAC (Urban Affairs Coalition) created a Resource Guide which will help you save your home. The guide features up-to-date information on how to avoid and stop you from losing your home.

Here are some tips on how to save your home:

  1. Contact the lender as soon as possible.
  2. Consider loan modification, a repayment plan, a reinstatement, forbearance and any other options available to you.
  3. Refinance your loan.
  4. Sell your home.

If the fourth option seems the best, you’re in for a treat. I buy houses fast and for cash. Within 24 hours of filling out the form you can have a cash offer in your hand. Not only do I pay cash for houses, but I can take that house off your hands in just a matter of days!

Help for veterans

I buy houses all over San Antonio, TX, so in most cases I can reach out to you on the same day you submit the form. I understand the difficulties of being a veteran and foreclosure is the last thing a veteran needs. But I’m ready to make your life a lot easier. Get your quote and sell your house today. The fastest service you can reach me at is my phone: 210-610-2511

Testimonial: “Danny was great in helping me close this chapter of my life. He was fast and efficient and closing was done in less than a week. I would highly recommend his service to anyone.” – Mary Morris, San Antonio, TX

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